Archive for June, 2023

More Fintech: Welcome to Embedded Finance

Starbucks.  Apple.   Shopify.  Allianz.    These companies – and many others – have identified and are investing in an exciting new area that promises to deliver revenue growth, higher customer engagement, and more brand loyalty.  It falls under the broad Fintech category. Per Bain, the fastest growth area of this financial service capability accounted for $2.6…

A Rose By Any Other Name

The private debt asset class includes a multitude of strategies that can be grouped into a few general categories. We like Mercer’s framework, which groups strategies into direct lending, structured credit, credit opportunities, asset-based lending, and specialty finance.  HCG sits squarely in specialty finance, a broad category that has one common feature across managers: expertise…