Digital Finance 101
Digital finance investing is fundamentally changing the finance industry in the same way e-commerce has disrupted the retail landscape.
Internet-based and marketplace lending platforms directly connect borrowers and investors, giving:
- Investors access to purchase private debt directly across consumer, small business, real-estate, and other sectors
- Investors higher yields
- Borrowers lower rates
- Borrowers and investors granular loan-level transparency
Generally, digital loans are low balance loans, which allow for greater
portfolio diversification, optimal portfolio construction and aid mitigation of idiosyncratic risk.
The approach taken when investing in emerging opportunities in digital finance matters.
As investors with a deep reservoir of experience, we leverage all our resources to invest in long-term value creation vs. a “trade”.
Digital finance investing: a forward-thinking idea whose time has come