Digital Finance 101

Digital finance investing is fundamentally changing the finance industry in the same way e-commerce has disrupted the retail landscape.

Internet-based and marketplace lending platforms directly connect borrowers and investors, giving:

  • Investors access to purchase private debt directly across consumer, small business, real-estate, and other sectors
  • Investors higher yields
  • Borrowers lower rates
  • Borrowers and investors granular loan-level transparency

Generally, digital loans are low balance loans, which allow for greater
portfolio diversification, optimal portfolio construction and aid mitigation of idiosyncratic risk.

The approach taken when investing in emerging opportunities in digital finance matters.

As investors with a deep reservoir of experience, we leverage all our resources to invest in long-term value creation vs. a “trade”.

The information contained herein represents the views and opinions of HCG.  It is intended solely for informational purposes and is not intended to constitute investment, legal, tax or accounting advice.  The views about market trends and digital loan investing expressed herein reflect those of HCG management as of 2019  and are a reflection of our best judgment at the time.  They are subject to change based on market and other conditions, and we have no obligation to update them. Some of our comments are “forward looking statements.”  Actual results, however, may prove to be different from our expectations.