HCG, a digital finance investor, is positioned to make what we believe are attractive investments in this market.
Built on the principles of fundamental investing and disciplined risk management, a deep understanding of the financial sector and the FinTech revolution, and the engineering skill needed to integrate holistically with digital counterparties, Digital Finance Investing is an essential capability for private credit investors.
As these benefits become more recognized, we expect to see more borrowers embrace digital private credit as a viable solution for capital needs. Whether traditional or creative, this demand for credit opens the opportunity for Digital Finance Investing.
FinTech is empowering small businesses, sole proprietors, and “micro-preneurs” like never before because they now have access to credit.
Student loans issued on an unforgiveable, lifetime guarantee, are now underwritten algorithmically based on likely career outcomes of a specific degree.
Mortgages that once required reams of paper and weeks of review are now underwritten and processed in minutes online, and burdensome personal debts can be refinanced, or additional credit granted at the click of a button.
Online access to small balance credit is changing our world in incredible ways. Students, entrepreneurs, and individuals are harnessing new opportunities for upward mobility through the power of FinTech.
This disruption has not only enabled a new breed of investment opportunities, it’s revolutionizing the way HCG thinks about our investments and their lasting social impact.
HCG was among the first investment firms to recognize the opportunities FinTech could provide in the private credit market.
To this ever-evolving sector we bring a distinct combination of:
Since 1993, Channel 4 in the UK has broadcast an “alternative Christmas message,” typically a…
Many of us probably remember the first time we watched Quentin Tarantino’s Pulp Fiction. The…
In late August, comedian Jerry Seinfeld took author / influencer James Altucher to the mat…
1963. Limbo fever was in the air, and over the sound system, Chubby Checker egged…
A few years ago, we wrote about A Galaxy Far, Far Away, noting that small-balance…
We all knew that FinTech made our lives easier and some entrepreneurs wealthier, but many…
Another “End of the Beginning” “Now this is not the end. It is not…
D.I.S.T.O.R.T.I.O.N. A symphony conductor listens to the orchestra’s sound. A chef savors tastes and senses…
Coming Together While the public sector has been capturing the limelight for its massive effort…
“Success is not final, failure is not fatal: it is the courage to continue that…
A trillion here, a trillion there This week we saw something we haven’t seen in…
What only a couple of weeks ago seemed like a distant distraction has become an…
The first hurricane forecast was issued in 1873 by a Jesuit cleric living in Cuba….
Few things in life are as easy as a layup or as certain as a…
In “Unforgiven,” Clint Eastwood’s almost reformed assassin, Bill Munny, explains the impact of murder on…
Author William Faulkner said, “In writing, you must kill your darlings.” Faulkner’s advice to writers…
No one gave it much thought when Russian scientists used Morse code to send an…
It’s been said that in the U.S., “soccer is the sport of the future and…
Speaking 75 years ago about the Battle of Egypt, Britain’s first victory of World War…
Kodak. Remember Kodak, before it became a crypto currency high flyer? Kodak thought it was…
When Star Wars: The Last Jedi opens on December 15, hordes of fans will flock…
A cautionary tale typically comes in three chapters: we learn of a taboo, an actor…
What a difference a year makes! Around this time in 2016, some were penning the obituary…
2016 was one of those years: great for some, awful for others. For HCG, our…