HCG was founded in 2009 and since 2012, has been at the forefront of formulating investment programs around Internet & marketplace lending platforms, or what we term digital finance investing.

Early on, we recognized that the Internet, shifting social habits and intense global banking regulations were:

  • Disrupting traditional banking and lending practices, resulting in a contraction of credit availability
  • Creating an opportunity to invest in high quality loans that were no longer being made by established banks and lending institutions
  • Accelerating the adoption of online loan marketplaces and Internet-based loan originators

HCG recognized this paradigm shift early and was a pioneer in this new world of digital finance investing.